DIFC, ADGM or VARA: a decision map for a digital-asset business choosing its UAE home.
Which questions decide it, and which ones only look decisive.
Regulatory Radar
Short notes on wherethe friction is moving.
No commentary for its own sake. Each note answers four questions: what changed, who it affects, what to do, and by when. Dated, signed, and archived by jurisdiction.
Getting banked in the UAE: why licence-holders stall at the account-opening stage.
What to prepare before you apply, not after.
The five questions a regulator asks a fintech before the application is opened.
And how to answer them on paper the first time.
To receive the notes by email, write to info@koluman.ae with "Radar" in the subject line.
The Regulatory Friction Map
Know where your plan will stall — before the regulator tells you.
A two-week diagnostic of your plan, jurisdiction by jurisdiction: a short written map of where it will stall and what to change, and a working session to go through it.